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EMI Calculator

Compute monthly EMI, total interest and payment — with an optional amortization table and CSV download.

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About

Use this EMI calculator for home loans, car loans, personal loans, or any amortized loan. All calculations run on your device.

FAQ

How is EMI calculated?

EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P = principal, r = monthly interest rate, n = months.

What interest rate should I enter?

Enter the annual interest rate offered by the lender (e.g., 9.5%).

Is this accurate?

It uses the standard amortization method. Actual bank schedules may vary with fees and rounding.

Do you store my data?

No. Your inputs stay in your browser.