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Loan Eligibility Calculator (FOIR + EMI)

Enter your monthly income, existing EMIs, FOIR limit, interest rate and tenure to estimate max EMI and eligible loan. (Uses standard EMI formula, and shows an interest estimate assuming max EMI is used for full tenure.)

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Monthly Net Income (₹)
Existing EMIs (₹/month)
Include all running loans: home, car, personal, credit card EMI etc.
Allowed FOIR (%)
Interest Rate (Annual, %)
Tenure (Years)
Note: Many Indian lenders accept FOIR ~40–50%. Actual eligibility depends on credit score, age, employer, obligations, etc.
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